Have a life insurance policy that you don't want anymore? Don't cancel it. You can sell it to an investor typically for between 50% and 80% of the death benefit, significantly more than the cash value.
The debate about whether a budget is a necessity or a waste of time often centers on a fundamentally flawed definition of budgeting. The exercise of budgeting shouldn’t be designed to limit you, but to give you the freedom to spend money in the manner you wish to spend it.
cancelling a life insurance policy