Insurance: term life policy

How Much Life Insurance Is Enough

How Much Life Insurance Is Enough

Calculating the right amount of insurance is as much art as it is science. There are a wide variety of methods developed to calculate life insurance needs, including ones that rely on rules of thumb and make it easy to come to a number. Simpler methods make calculating your life insurance needs so simple you can do it in a few seconds with a calculator. But are they accurate?

Sell your Life Insurance Policy with a Life / Viatical Settlement

Sell your Life Insurance Policy with a Life / Viatical Settlement

Have a life insurance policy that you don't want anymore? Don't cancel it. You can sell it to an investor typically for between 50% and 80% of the death benefit, significantly more than the cash value.