The IRS provided employers and employees clarification on the rules on borrowing from your 401 (k). And surprisingly, the clarification gives employees more flexibility in accessing their 401 (k).
Don’t Mourn the Death of the State Auto-IRA
Congress recently reversed rules which allowed states and cities to create Auto-IRA programs. Although I like the intent and am a big fan of encouraging retirement investment, the program wasn't ideal. A lack of ERISA protections, potential for poor management, and poor investment options all mean I won't mourn the death of the Auto-IRA.
Why Investment Liquidity Can Trump Returns or Risk
If Your Portfolio is Drifting, You Could be Headed for a Crash
Portfolio drift is when the natural movements of the market cause your investments to stray from your strategic asset allocation. One asset class has done extremely well, causing it to be overweighted in your portfolio. When this happens, you need to manage the drift through rebalancing or you could leave yourself more at risk in a market downturn.
Nine Excuses People Give For Not Investing in Their 401(k)
Diversify Your Savings Out of Cash
The purpose of saving money is to achieve the goal that you're saving toward. As a result, you are constantly balancing between growing your investment while preserving your capital. If you are saving for longer than one year, get your money out of your savings account and into a more appropriate investment. The worst thing you can have....
3 Ways Brexit Will Affect You (And 1 Way it Won't)
Why Brexit won't Impact Your Investments
Get Your Retirement Account On Track
What is the Crowdfunding Simple Agreement for Future Equity?
Invest Alongside a Venture Capital Firm when Crowd Investing
Why You Need a Roth IRA
If you don't currently have a Roth IRA, open one today. Adding a Roth IRA to your retirement plan provides you with a wide variety of benefits, including tax diversification, access to early retirement, increased limit on retirement contributions, and greater control over your retirement investment options.
