The first court case on crowdfunded investing was decided on June 14, 2016. So far crowdfunding has come out victorious, but the case continuing to the Supreme Court is still an unlikely possibility.
The debate about whether a budget is a necessity or a waste of time often centers on a fundamentally flawed definition of budgeting. The exercise of budgeting shouldn’t be designed to limit you, but to give you the freedom to spend money in the manner you wish to spend it.