Budgeting
Joshua Escalante Troesh, CFP
Build a Budget in 15 Minutes

The importance of budgeting is undeniable, but many don’t do it because it is time consuming and difficult. Learn how to build a basic budget in 15 minutes which meets both your financial needs and goals.

Build a Budget in 15 Minutes
Budgeting
Joshua Escalante Troesh, CFP
Your Budget Shouldn’t Control Your Spending

The debate about whether a budget is a necessity or a waste of time often centers on a fundamentally flawed definition of budgeting. The exercise of budgeting shouldn’t be designed to limit you, but to give you the freedom to spend money in the manner you wish to spend it.

Your Budget Shouldn’t Control Your Spending
Budgeting
Joshua Escalante Troesh, CFP
How to Automate Your Finances

There is a lot of talk in the financial media about the benefits of automating your finances. But what exactly does that mean? And how do you go about doing it? Here’s one simple method of automating your finances which ties your budget in with your pay.

How to Automate Your Finances
Budgeting
Joshua Escalante Troesh, CFP
The 15-Minute Basic Budget

The importance of budgeting is undeniable, but many don’t do it because it is time consuming and difficult. Learn how to build a basic budget in 15 minutes which meets both your financial needs and goals.

The 15-Minute Basic Budget
Budgeting
Joshua Escalante Troesh, CFP
The Hidden Risks of Bill Payment Automation

You hear a lot about automating your bills and putting your finances on auto pilot. But not doing it correctly can cause significant problems in your finances and your life. Here's how to automate with care and protect yourself.

The Hidden Risks of Bill Payment Automation

Student debt

IRS Opens Door to Student Loan Repayment Employee Benefit

IRS Opens Door to Student Loan Repayment Employee Benefit

While it currently only applies to one company, the IRS has opened the door for companies to being offering an employee benefit whereby workers have an opportunity to both pay down student loan debt and save for retirement with the same dollars.

Debt Payoff: Why Math Trumps The Common Sense Approach of Rapidly Paying Off Debt

Debt Payoff: Why Math Trumps The Common Sense Approach of Rapidly Paying Off Debt

Focusing on debt payoff can cost you hundreds of thousands of dollars. Debt payoff strategies abound on the internet, and many mainstream financial gurus have built an empire on the common-sense approach to focus your financial efforts first on paying off your debt. The math, however, doesn’t work out in their favor.