The importance of budgeting is undeniable, but many don’t do it because it is time consuming and difficult. Learn how to build a basic budget in 15 minutes which meets both your financial needs and goals.
The debate about whether a budget is a necessity or a waste of time often centers on a fundamentally flawed definition of budgeting. The exercise of budgeting shouldn’t be designed to limit you, but to give you the freedom to spend money in the manner you wish to spend it.
There is a lot of talk in the financial media about the benefits of automating your finances. But what exactly does that mean? And how do you go about doing it? Here’s one simple method of automating your finances which ties your budget in with your pay.
The importance of budgeting is undeniable, but many don’t do it because it is time consuming and difficult. Learn how to build a basic budget in 15 minutes which meets both your financial needs and goals.
Health Savings Accounts, Health Reimbursement Arrangements, and Flexible Spending Accounts all offer you ways to manage the costs of healthcare by providing a mix of tax savings, investment growth, and free money. Learn more about what each account does and the potential benefits they could provide you.
Health Savings Accounts, if you qualify for them, provide you with a wide variety of advantages, including: lowering your income taxes, providing tax-free growth for investments, allowing you to increase your retirement savings caps, and giving you greater flexibility for spending your 401k and IRA funds.
